Long story short if possible. I have just found your very informative site. I kick myself of not finding it last year. Anyway...I had excellent credit at 24 years old. Two credit cards always paid off balance, etc. I ran up $15,000 worth of debt in opening a business with my fiancee. I always pay bills on time as soon as I get them. I entered Emergency Debt Relief to get me out of debt as I was desperate and willing to pay the 15% up front as my business was doing very well. Please don't comment on a bad decision as I already know. We have resolved 3 credit cards and I have two left. American Express: $2000.00 balance Fleet: $5,000.00 I have left my fiancee and am being requested to be bought out of the business. I am 25 have a mortgage( 2 years, timely payment) car (2 years timely payment ) and a credit card that I didn't enter into the program with a limit of 1500.00 and i keep @$150.00 balance on it. I am working hard to get these last to debts settled, I am running into problems with my creditrs and EDR but don't care I just want to be out of debt. Finally my questions: Should I suck it up and finish through EDR? What can I do immeditaly to fix my credit? Is there any no annual fee cards that "bad credit" people are eligible for to help increase there rating? Any information or leads to other threads would be greatly appreciated. Thank you in advance.
