Hi interesting so what you are saying is..if the charge off has a balance of 0 those are grounds to dispute ? Cool Jamie
No, this is not a bankruptcy. This is what I'm looking at; First USA 44XXXXXX Type of Acct: Revolving Bank Date Opened: 01/1998 Last Activity: 03/2001 High Credit: $5120 Balance As of Date Reported: $5120 Past Due: $900 Date Reported: 10/2001 I have receipts for payments that I've made through Western Union to have this account PAID(SETTLED), and the OC is still reporting a past due balance...do I have reason to dispute 'inaccurate' info w/CRA's and/or the OC?
I had a similar situation. I disputed the account statint that I am NOT past due! I stated that since this is 9/2002 not 1/2001, their TL indicating that I was currently past due cannot be accurate. The payment history was deleted and changed to "pays as agreed". You could give it a try.
