Being late before a bk but having perfect credit since for three years after the bk puts one where in the credit world? If the lates stay on the cr for 7 years, when do they lose significance?
Lexington says they can remove them but Experian says they are true, so no deal. Very confusing. I get the sense you can get away with it at Lexington but not Experian. The bk should usurp the lates, as Equifax does. Screw job, in my opinion.