I concur..validation is a right not an option To pay someone who calls out of the blue and says you do is alot like giving my purse to a mugger because he asked me for it. It equates to robbery. So this means, that I should send money to every Nigerian money scam too. I think that in the whole scheme of the thing, the collector should have to prove that the debt is owed, show a copy of the check, or of the billing statement, in some cases, images of checks that the person paid on the bill. We image via lockbox and pay to keep this for payment researchs. Fortunately, I work with facts, but I have cases of mistaken identity. I still send all of the notices, copies of the original referral, copies of checks (payments) and advised the defendant of their right to appeal.
guys this was my origional post relating to my case ... as i just posted yesterday on the other page titled ( oh no here i go again ) stating these laywers & help from district court here in northern Nevada are now taking me to my guess is arbitration via NEVADA ARBITRATION RULE 6 C ...... on the other post titled oh no here i go again i typed out exactly what the 3 page letter from this arbitration court mailed to me the other day so ANY idea's on were to go besides filing for BK is soooooooo sooooooooo welcomed ..... ** IF ** they win at arbitration i can always file bankruptcy & have this cc debt included right ?????? thanx again guys Julie ..........
Julie, This isnt any of my business, but I hope you told him about it. You're going to take care of this business--dont beat yourself up over it. But start your life together with a fresh slate; you'll be so glad you did. Congratulations!
I'm still trying to use my very limited intellect to help, is this you?: http://www.co.clark.nv.us/District_court/arbitration/ARBITRATION_RULES.pdf Because that says "non-binding": So like I said in the other thread, it's really a good idea to figure out what is actually going on with this before, you know, punting with the BK or whatever. ]
THANX BOB TONS FOR ANSWERING MY POST !!!! to be totally honest im not quite understanding exactly what this all means , whats non binding mean & how does this effect me ????? *** IF *** they win can i still file a bankruptcy at a later date IF i choose to ???? thanx again Julie from Nevada
I don't even know if I found the right rules for what you are doing. That's why you need to find out what is going on. The court can't give legal advice (and neither will I) so asking questions can be a dead end. I always wondered what would happen if someone showed up at the courthouse window and pretended to know what was going on, say pretended that the arbitatration was through that court, and started asking where it would be held and stuff like that, non legal advice questions. Then if they respond, "You're crazy, this has nothing to do with us!", the person would know more than they did before. It just occurred to me that you might consider using the above idea by trying to get the court to tell you where the rules are (or to give you a copy). It seems like you should have a copy of the rules, right?, so you might think about that. I don't see the connection between what you are doing now and your hypothetical BK. Perhaps someone else can connect the dots for Dumb Bob on that one.
ummm thanx for trying dumb bob ...... the questions pretty easy to understand actually , i was just simply asking IF I DO FILE BANKRUPTCY CHAPTER 7 IN LETS SAY 2 MTHS & THEY WIN THEIR ARBITRATION GARBAGE NEXT WEEK CAN I ** STILL ** ADD THEIR LAME ARBITRATION VICTORY TO MY POSSIBLE BANKRUPTCY ?? thanx Julie
Apex This Is The Origional Post That Applies To The Debt The Other Posts Of Mine Is Talking About , This Is Going To Arbitration I Guess ....... Thanx Julie
guess im wasting my time with all this stuff guess when i lose i'll file chapter 7 BK cause its all just to stressful ............. julie
In the same boat here in Va. Can't find a lawyer. Have already been to District, now headed for Circuit. Hang in there J'62. I maybe shouldn't be saying anything so take this with a grain of salt, but I don't think that whatever happens you will be owing more than when you started. Good luck, Buddy.