Does anyone know which card(s) have the best fixed rates for cash advances, preferably with no fees ? I know Cap One Platinum has a fixed 9.9% rate which also applies to cash advances. I have MBNA Quantum which has a cash advance rate of 13.99% with no fees.
My DMB card is @ 11.49% for advances My credit union has no fees on advances If you have a card that will not post as a cash advance use C2it and have a check sent or transfer to your bank
Generations. I have the 9.9 card and that applies for all transactions. max. $2 fee for the transfer whether you use an ATM or a live teller.
Steve, If you need cash advances on a regular basis, I'd suggest you have some serious budget problems that need to be addressed. Using a cc to suplement a paycheck is going to lead to serious problems.
Pulaski Bank's card offers 6.5% on all purchases and cash advances Captial One offers 8.9% on all purchases and cash advances.
Big beacon had the best answer in my opinion. I can honestly say that I have never taken a cash advance ever. I have certainly been in a bind and needed quick cash, I just avoided the hatchet job that many credit card banks will give when you do a cash advance. May I suggest that you look into the Amex LOC? For more info on the Amex LOC do a search on this board. This would give you access to cash without the account even reporting to the bureaus.
