Best Citi Card & Why?

Discussion in 'Credit Talk' started by AnnMarie, Mar 15, 2001.

  1. AnnMarie

    AnnMarie Well-Known Member

    I'd like to hear your opinions and thoughts on this one...a kind of informal poll, if you will.
    Sharing the great knowledge that is accumulated here :)

  2. SEAN

    SEAN Well-Known Member


    I carry the Citibank Dividend Platinum Select. Low apr, nice credit line ($10,000), and good customer service. I have never had a problem with the Citi.

  3. mj

    mj Well-Known Member

    Citibank Diners Club -- it's not revolving (unless you have Club Plus) and it isn't accepted everywhere (mostly travel, entertainment, restaurants, and overseas), BUT...

    It has the best rewards (miles, points) program out there, primary rental car insurance (you don't have to hit-up your personal insurance as with EVERY other card-sponsored insurance program), and customer service that is on a par (I'd say even a notch better) than Amex.

    If you travel a lot - this a great card.
  4. sam

    sam Well-Known Member

    citibank platinum select for carrying balances, good low rates, no annual fee. No rewards. It is the lowest APR card they offer. The affinity cards are as high as 5-8% more. Then again, if you are looking for rewards, you should NEVER carry a balance on the card.
  5. mj

    mj Well-Known Member

    ---I forgot to add, Diners gives you 2 statement cycles - 62 days - to pay and it's not considered late (internally or externally). That can be a great help when traveling, if you're forgetful, or if you just like the idea of "free money" for 2 months.
  6. dave

    dave Well-Known Member

    platinum select for its great 2.9 teaser rate and carrying a balance after that but citibank aadvantage is better for everyday charging--and miles--as long as you pay it off each month due to its high APR.

Share This Page