I already belong to Equifax and am largely pleased with the product, which is priced at about $40 a year. One drawback, though, is that you have to pay $12.95 every time you want your score. I also belong to TU's creditability.com but am not pleased with the service or the cost: about $50 a year. There also is no way to get the score. I'd very much like to monitor my Experian report and would appreciate some feedback on creditexpert.com. Seems like $79 a year is a lot. Is it worth it? Is there a less-expensive alternative that permits unlimited access to credit scores? Saar, Roni, Mom of 3 and others might remember me as Darrell. I'm posting as Maurice now because Darrell has been snatched up by another user. I haven't posted for a while; it's nice to see the forum is expanding. Regards to those of you who remember me as Darrell.