The only thing that stops it from being a false and misleading representation is that if you click on the more link it does tell you that you have a right demand that they cease communications, although it seems like that would not hit the "clearly and conspicuously" convey that information standard.
Can you tell how eager I am to hear from these people? They pulled my credit report about 10 days ago... My wallet needs to get fattened up this holiday season...
