Finally fixed my credit n back on track. I want to buy my first home in the next couple months, my fico scores around 650, I saw the loan calculator n gave me an Idea what my interest would look like. Do all lenders give u the same interest rate based on the score or will some try to scam u? What banks or lenders do u recommend I go thru
Congrats on getting your credit back on track! I promise you all your efforts will be well worth it. Now, you'll likely get a different offer from every lender you talk to about the mortgage. That's why many people choose to use mortgage brokers to find them the best deal. However, if you do choose to use a mortgage broker, you'll have to keep a close eye on their fees too. Your best bet may be to talk to a local credit union and see what they have to offer. Most are more competitive these days than what you'll get from the average big national bank.
