What is the best secured card to go with? I'd like one with a company who after a year or so can turn it into an unsecured... My scores are very very low: EQ- 501 TU- 489 EX- 541 Thank you!
Do you belong to a credit union? I have found them to be very approachable about their policies. You could shop around among your local CU asking loan officers whether they typically grant unsecured credit within one year.
I actually belong to BofA for my Checking and Savings accounts, but I will definitlely look into. Thank you for the info!
BoA has a secured card program Reasonable interest rate and fee Reports as secured though minimum $300 Limit After 1 yr, you can ask them to unsecure it!
Go with the BOA, visit here as well: http://www.bad-credit-advisor.com/secured-credit-card.html bad credit repair Bad-Credit-Advisor.com
5/3 has a good one. $300 minimum, $24 annual fee, but has online access and reports as a regular Unsecured card. 2 others that im about to start with are Fleet - $200 minimum with No annual fee. Online access National City - $250 minimum, $36 annual fee. Online access.
