It is in the realm of possibility that I could fly, drive into Vegas to work weekends and reside elsewhere keeping this apartment just for part-time use. What neighboring state has the best SOLs and consumer protection laws? Gretch
I'm partial to California for consumer protection laws. 1. OCs are subject to the FDCPA in California 2. California's version of the FCRA makes it illegal to report inaccurate information and provides for much stiffer penalties. Our version of the FCRA is also excluded from premeption by the federal FCRA. 3. SOLs are four years all around, except for two years in the event of no contract. Good luck in Vegas! -HDAlex
Wow! Mississippians have it made. Too far to fly in on a regular basis for me though. Gosh, it is nice to find out I have options. And even nicer to know what they are and how they may effect me. Hmm... Maybe I should reconsider moving back to California then. I think Nevada being a "closed state" may have helped me with the old California CAs. Not sure. Too new to all of these laws and regulations and what exactly a closed state means to collectors. Also, they have to pay fees in this state verses California. Seems like any one can try to collect in California. No license?, no fees. I am going to triple check my SOLs on the old California debts before I make any moves. Its the Nevada medical written ones that are all still in SOL. Nevada is the TOPS when it comes to Homeschooling laws. Nevada is the WORST when it comes to health and car insurance. So expensive it is not even realistically attainable incomparison to the great rates in California. According to the taxman, I can only choose one state to live in. So years back I chose Nevada even though I had my house in California. Lots for me to think about,,, thanks. Gretchen
