Best strategy

Discussion in 'Credit Talk' started by buzz, Aug 25, 2003.

  1. buzz

    buzz New Member

    Hello all-

    I have taken on the task of assisting a family member repair her credit. I had her pull a report for all three credit co.'s and her scores are around 550. She did, until 4 months ago, have great credit, no lates, low balances etc. However 4 months ago she changed jobs and moved across the country, thus causing minor financial timing issues along with lost bills etc. Long story short she has 9 cc's, 1 stu loan, and 1 lease pmt. She is now current on stu loan, and auto lease, she has paid in full any and all cc's and closed all cc accounts. What is the best strategy to reduce or eliminate the late pays with closed accounts. student loan, and auto lease?

    Some of the cc's are 'open' but she has not had the cards for years, some of the closed accounts still show open, and some closed accouts show closed by her and some show sold to collections.


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