Hello All, I have a collection on my credit report from Enhanced Recovery that first appeared 5/08 and shows last activity as 1/09. The OC is Dish Network. Here is the situation. Back in 2006, I was offered a sweet deal from TWC to switch to cable, so I did. I called Dish Network and since I was paid up in advance, they sent me a refund check. I, of course, deposited the check into my bank account and I'm wondering if I should see if the bank has a copy of it from almost 3 years ago. The point is, how can I owe Dish Network when they sent me a refund? This makes no sense. I KNOW this is incorrect on my Credit Report, but how should I dispute? Should I say "NOT MINE" or should I try to prove that Dish PAID ME? I know at this point, I need to deal with the CA, right? Any help or advise on this would be greatly appreciated! By the way, I have disputed with the CB 3 times already and they keep verifiying.
