The Best Western Platinum MasterCard... Welcome Bonus: FREE Night at a Best Western hotel* 0% Introductory APR on balance transfersâ? Earn up to 800 bonus points with balance transfers** Earn rewards with every purchase** NO Annual Fee Earn points faster towards FREE nights at over 4,000 Best Western hotels - worldwide FREE Gift Certificates to restaurants, retailers, and more FREE Miles toward air travel Gold Crown Club International If you are not currently a member of Gold Crown Club International, upon applying for the Best Western MasterCard, you will be automatically enrolled. If you wish to only sign-up for Gold Crown Club please click below. * Your FREE Global Room Night Voucher worth 1,200 points will be mailed to you within 4-6 weeks after your first purchase or balance transfer. Points required for a free night stay vary by property. Certain restrictions apply. Upon receipt of voucher, please see restrictions and instructions for use. ** Earn 1 point for every $3 in purchases made at all Best Western locations. Earn 1 point for every $5 spent elsewhere. Points for each month will be awarded only to accounts that are open and in good standing on the billing date. Please allow up to 14 days after the points appear on your Juniper statement for points earned from purchases to post to your Gold Crown Club International account. Points may not be used toward a reward until posted to your Gold Crown Club International account. All Gold Crown Club International program rules apply. Balance Transfer points: Earn 1 point for every $5 in balances transferred to your Best Western MasterCard in the first 30 days after you open your account, up to a maximum of 800 points/$4,000. â? The 0% fixed APR applies to Balance Transfers and Convenience Checks posted during the first six months your account is open and requires that you maintain your current level of credit performance and that timely payments are received. Please see the Terms and Conditions for the Best Western Platinum MasterCard for additional information regarding this offer including the APR for Purchases, the APR for Cash Advances, the APR and transaction fee for Balance Transfers and Convenience Checks, and the APR if your payment is received late, you exceed your credit line or your payment is not honored by your bank. Terms & Conditions Annual Percentage Rate (APR) for Purchases 9.99% variable *, 11.99% variable* or 13.99% variable*, depending on our review of your application and credit history Other APR's Balance Transfers and Convenience Checks APR: 0% fixed* is effective for the first six billing cycles after you open your account.* After that 9.99% variable *, 11.99% variable* or 13.99% variable*, depending on our review of your application and credit history Cash Advance APR: 19.99% variable*, Default APR: up to 23.99% variable.* Variable Rate Information The following APR's may vary. These rates are determined monthly by adding the Prime Rate and: 5.74%, 7.74%, or 9.74% for Purchases, and this rate will not be lower than 9.99%, 11.99%, and 13.99% respectively 5.74%, 7.74%, or 9.74% for Balance Transfers and Convenience Checks, and this rate will not be lower than 9.99%, 11.99%, and 13.99% respectively 15.74% for Cash Advances, and this rate will not be lower than 19.99% Up to 19.74% for Default (See explanation below).** Grace Period At least 20 day Grace Period for Purchases from the date of the periodic statement (provided you pay your previous balance in full by the due date). The Grace Period does not apply to Cash Advances, Balance Transfers or Convenience Checks. Annual Fee $0 Minimum Finance Charge $1.00 Method of Computing the Balance for Purchases Average Daily Balance (Including new purchases) Transaction Charges Balance Transfers and Convenience Checks: 3% of the amount of each transfer or check, $5 minimum, $50 maximum. Cash Advance Charge: 3% of the amount advanced, $5 minimum, no maximum. Late Payment Charge: $25 for balances <$100: $29 for balances $100-$999.99: $35 for balances >$1,000 Over your Credit Line Charge: $25 for balances <= $1,000: $35 for balances > $1,000 Returned Check or Convenience Check Charge: $29 Purchase of money orders, travelers checks, foreign currency, lottery tickets, gambling chips, or wire transfers: 3% of the amount of the purchase, $5 minimum, no maximum. Foreign Country Transactions: 2% of the U.S. Dollar amount. * If payment is received late once during the introductory period, your APR on all balances will be increased to the non-introductory APR. If your payment is received late, you fail to pay at least the minimum due, your payment is not honored by your bank, or your balance exceeds your credit line, the APR on all balances may be increased to the then applicable Default Rate. The Default Rate will be determined at the time of the action based on your Juniper account history as well as your performance on non-Juniper accounts. The maximum Default Rate will increase or decrease with changes in the Prime Rate. Juniper Bank has established the APRs in this offer for the general public. Juniper reserves the right to change the APR as described in these terms and conditions and in accordance with the Cardmember Agreement, Delaware law and the Federal Truth in Lending Act. After your account is opened, Juniper will periodically review your credit performance including, but not limited to, your usage of the Juniper card and your payment history on the Juniper card and on other creditors accounts including timeliness of payment, if you exceed your credit line, or if you make a payment that is not honored by your bank. If you do not maintain your past level of credit performance, Juniper may increase your APR. **The Prime Rate used in determining the APR's used on your account is the highest rate published in the Money Rates column of The Wall Street Journal on the 22nd day of the month. APRs are current as of 7/24/2003 using a Prime Rate of 4.0%. I understand that this offer to establish a credit card account is offered to me by Juniper Bank, located in Wilmington, Delaware. Juniper Bank will allocate your payment in the manner it deems appropriate including applying your payment to Purchase and Balance Transfer balances before Cash Advance Balances. Transferring Your Balances. Here's How it Works: Upon approval of your application we will provide you with your account agreement and process the payment to the Visa®, MasterCard®, Discover® or American Express CardSM account which you have requested resulting in the balance in that account being reduced by the amount of the payment. The amount available on your Juniper account will be reduced by the amount of the payment. The payment will be shown on your online statement as well as your monthly statement. Your other credit card account will not be closed, even if you have paid your entire balance. You must contact the other credit card companies to close an account. Juniper reserves the right to decline to process any balance transfer request and will process requests in the order requested up to $100 below the credit line assigned to your account. We will not process a request to transfer a balance from any other account you may have with Juniper. A balance transfer may take up to 3 weeks to post to your other account. Please review other accounts to determine if you need to make a payment to avoid fees or penalties link: https://www.juniper.com/app/japply/lp/10688.jsp?campaignid=0000176&obadloc=007
