Anyone out there know how to get a better FICO score? Mine is at low 700's now, and would like it to be a little higher just for kicks. I would appreciate any help you can give. Thanks!
I need your "low 700" score to offset my high back end of 48% for a mortgage. Can you lend it to me? ;o)
Lizard - I don't know what the reason codes are. When I bought my new car, the gal told me they use equifax and it was low 700. I know the reason is because I have VERY OLD PAID CHARGE OFFS like 5 or 6 years ago. Scott - I have no clue. I know equifax is. Is there a low cost way of finding out all 3 scores? Id rather do it by snail mail vs online. Mother - You are too funny! I wish I could
It was worth a try =oD Well at least you are nice to offer. The only way I know of obtaining all 3 scores is if you apply for a mortgage. That's how I found out my scores. Hope this helps. ;o)
I've gone to several different lenders and said I was interested in begining the pre-qualification process, that I was getting ready to buy a house and I figured I would likely need to clear a few items up on my report, could we go ahead and run a report and see what my chances are, etc. I've always been successful in getting a triple merged report for around $15 this way on the spot, complete with FICO's. Sometimes they make you sign a Pre-qual form saying your applying for a loan of X$, but it's no big deal.
