Better FICO Score?

Discussion in 'Credit Talk' started by Tim, Apr 24, 2001.

  1. Tim

    Tim Guest

    Anyone out there know how to get a better FICO score?

    Mine is at low 700's now, and would like it to be a little higher just for kicks.

    I would appreciate any help you can give.

  2. worried

    worried Guest

    Why are you worried if it is in the low700's?
  3. Scott

    Scott Guest

    Are all three of your CRA score in the 700's ?

  4. mother2

    mother2 Well-Known Member

    I need your "low 700" score to offset my high back end of 48% for a mortgage. Can you lend it to me? ;o)
  5. Tim

    Tim Guest

    Lizard - I don't know what the reason codes are. When I bought my new car, the gal told me they use equifax and it was low 700. I know the reason is because I have VERY OLD PAID CHARGE OFFS like 5 or 6 years ago.

    Scott - I have no clue. I know equifax is. Is there a low cost way of finding out all 3 scores? Id rather do it by snail mail vs online.

    Mother - You are too funny! I wish I could:)
  6. mother2

    mother2 Well-Known Member

    It was worth a try =oD

    Well at least you are nice to offer. The only way I know of obtaining all 3 scores is if you apply for a mortgage. That's how I found out my scores.

    Hope this helps. ;o)
  7. kaliban

    kaliban Well-Known Member

    I've gone to several different lenders and said I was interested in begining the pre-qualification process, that I was getting ready to buy a house and I figured I would likely need to clear a few items up on my report, could we go ahead and run a report and see what my chances are, etc.

    I've always been successful in getting a triple merged report for around $15 this way on the spot, complete with FICO's. Sometimes they make you sign a Pre-qual form saying your applying for a loan of X$, but it's no big deal.

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