Big score jump with TU!!!

Discussion in 'Credit Talk' started by kozman, Jul 8, 2002.

  1. kozman

    kozman Well-Known Member

    Who pulls only TU???? I went from a score of 633 to a 749 in 28 days. I know they are not real accurate but I'm happy for a 116 point jump in such a short time!!!!!!!!

    TU 3/2002 606 7/2002 749
    EQ 3/2002 580 7/2002 650 Should jump w/
    del. of my 2 collection accounts this month
    EX 3/2002 614 7/2002 648

    Working on getting that mortgage baby!!!

    I know, I know, TU is full of crap, but I'll take it right now:)
     
  2. DemPooches

    DemPooches Well-Known Member

    Don't know about other states but in SC, Chase pulls exclusively TU.

    DemPooches
     
  3. kozman

    kozman Well-Known Member

    Thanks. Actually, I most likely will not apply for anything until I find a mortgage. It'll just be nice to see pre-approval solicitations come in the mail:):)
     
  4. creditman

    creditman Well-Known Member

    be careful, some mortgage companies toss out the high and low score. Your score is good enough for A+ papers anyways. good luck
     
  5. kozman

    kozman Well-Known Member

    My problem is that back in 2000/2001 I had a ton of lates on a FHA mortgage with Countrywide. I had to short-sell the house b/c of a crazy ex. It didn't foreclose but I'm worried this is going to hurt me. We'll see.
     
  6. Goaldriven

    Goaldriven Well-Known Member

    I have had the same thing happen and am interested in getting new credit cards. Please answer the question for me. Which Credit cards pull Transunion only ( in Chicago)?
     
  7. jshimmer

    jshimmer Well-Known Member

    Most EVERY mortgage lender or broker goes by your middle score, not just some.

    And a 648/650/749 is NOT A+ paper.
     
  8. kozman

    kozman Well-Known Member

    Actually, right now, I'm not concerned with what type of paper, just that paper is slowly becoming a reality. Considering that my TU was in the low sixes, this helps out the middle score. Thanks for the feedback.....
     

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