Hello all, Quick question? should I continue to dispute this charged off account that dates back to 00-01? The reason I ask is because EX and TU are showing 120 and 190 lates on this tradeline. EQ and TU shows the account closed EX shows nothing! And I don't know if that is being viewed as open or active. EX and EQ tradelines report the OC as the account holder and TU is reporting Spirit of America National Bank? bank!!(no clue). There is alot of inaccuracies on the tradeline but, I really don't know if its affecting my score overall or not. I have fought with this company back and forth the last 6 months, with no luck. I will fire off with the "nutcase letters" 3rd time. This last time I faxed a notarized copy to the Manager of the company. This only prompts phone calls they will call asking me to provide the correct info to report to the credit bureaus. Some one please advise me on this, I'm trying to refi my house and right now I don't know if I should be battling with these guys or someone else. like putting more interest towards paying down my credit cards! Any advice will be appreciated. Thanks Berry2
