Hi, I am new to this and am just starting. I have signed up for Privacy Guard and my FICO from there is 545 . My TU report shows 18 negs. 7 of which are BK and accounts that should be associated. 5 of the 18 are all student loans from Citibank. Q: I saw when cleaning personal info from TU an option to dispute as included in BK. What does this do? Will it remove the 7 accounts that were included in BK or just validate them as mine? Q: I am trying to recover from unemployment and wish to pay my bills. What would you recommend to attack the 5 Citibank Student Loans? TIA! Nomocash Newbie - 545 and going up!
