Hello everyone, Im a newbie and am totally psyched about this site. I have a couple of questions that I need some help with please. First some background, my boyfriend filed for BK7 in 2001 after divorce. Since I have been trying to help him reestablish his credit. For some reason, his crs keep being updated on Bk7included accounts. Some still reflect balances owed,chargeoff, sold. In Jan. he recieved a letter from Captiol One stating that he owed 800.00!!! We couldnt figure out what was going on(hes never had a cp card) So , I immediatly asked for validation. They came back with their generic letter, saying that this account was legit. They bought the account from FirstUnion (which was inclueded in BK7). So, I sent them a letter and a copy of the filing page listing the FU account as being discharged. And asked they provide proof of the purchase date of the account. 2 weeks later, get another letter showing the account was sold the day that all his accounts were discharged thru Bk7. I have tried over and over to dispute it with crs,and Cp to no avail, am I missing something? Thanks in advance,
