Just out of curiosity, would someone tell me which credit card companies keep these blacklists, and explain exactly how they work? Am I to understand that if youâ??ve ever messed up with them in the past, youâ??ll never get another of their cards unless you pay off the balance, regardless of whether itâ??s showing on the CRs? Has anyone found a way around this? CCMax P.S.--Thanks for the responses to my last question. This board is fabulous!
As far as I know...ALL credit card companies keep an internal record of your history if you do not pay as agreed.