Blank TU File?

Discussion in 'Credit Talk' started by Drob, Nov 14, 2007.

  1. Drob

    Drob New Member

    What would you say if 2 out of 3 CRA have information on you all be it not very good information (low scores). And TU says we have nothing on you cept and old address? Is that a good thing or bad thing? what I thought should have been on there was not very good anyways. I am a newbie and I appreciate all input. thanks
     
  2. apexcrsrv

    apexcrsrv Well-Known Member

    Split file, you got lucky. The rub is whether or not you can get anything on the blank report.
     
  3. Drob

    Drob New Member

    can u obtain credit with a blank TU file? and how do i find out which cc pull TU?
     
  4. apexcrsrv

    apexcrsrv Well-Known Member

    Doubtful. You would need to populate the report through alternative means.

    I can't think of any creditors which would extend credit to you. That is to say, I can't think of any that pull only Trans Union and would extend credit with no score.

    You may try Orchard and Crown Jewelers and hope they report to the blank file. It'll take a while for it to do anything though.
     
  5. greg1045

    greg1045 Well-Known Member

    Could be because not all creditors report to all three CRAs. I found several of mine being on only one, some only on two, and some on all three. There is no law mandating that creditors report to all three.
     

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