"IF" you want to do a BT you can ask at that time for a-----> "NO CREDIT REPORT~~PRE APPROVED CREDIT LIMIT INCREASE" at the time of the BT... F.Y.I.~~many of us have 4.25% BT...JUST ASK...IF YOU DON'T ASK...YOU WON'T GET IT!!!
i also just got approved on may 22nd for a bofa platinum. i was approved for 2,000. my scores are between 619-670 and my approval was instant. it was probably instant because it was pre-qualified it didnt say preapproved it said pre-qualified on the application. it looks like mine was a real pre approval and not just an invitation to apply
Re: Re: Bling, Bling, BofA Plat. approved.. A "REAL" PRE-APPROVAL WOULD JUST ASK SS#, SIGNATURE, DATE, WORK/AND OR HOME PHONE, AND POSSIBLY INCOME... The MORE questions...the LESS it is "PRE-APPROVED"
Re: Re: Bling, Bling, BofA Plat. approved.. they only asked for my name, ssn, date of birth, hp#, bp#,income, and email address
Re: Re: Re: Bling, Bling, BofA Plat. approved.. BP=BLOOD PRESSURE??? OH...BUSINESS PHONE I know it as WORK PHONE
Re: Re: Re: Re: Bling, Bling, BofA Plat. approved.. 2059??? OR WHEN THEY DECIDE TO SEND A "notice of change in terms"
Re: Re: Re: Re: Bling, Bling, BofA Plat. approved.. should i bother calling to try to get mine changed even if i only applied last week?
Re: Re: Re: Re: Re: Bling, Bling, BofA Plat. approved.. IT IS OFFERED ON A CASE-BY-CASE BASIS. NEVER LATE NEVER OVER-LIMIT NO BOUNCED PAYMENTS MIGHT HAVE TO BE 6 MONTHS OR MORE HISTORY (a guess) YMMV
Re: Re: Re: Re: Re: Bling, Bling, BofA Plat. approved.. Anyone ever gotten BOA to give a second chance after including one of their accounts in BK in the past? I.E. do they blacklist and if so, is there a way off such a list?
