Blocked Credit ?

Discussion in 'Credit Talk' started by GEORGE, Aug 16, 2001.

  1. GEORGE

    GEORGE Well-Known Member

    Has anybody ever had a DENIED credit ?

    I returned two items on TUESDAY for credit 3 minutes apart...(separate receipts)...one was posted on WEDNESDAY to DISCOVERCARD, but the second one hasn't.

    HOW COULD THEY POSSIBLY REFUSE A CREDIT FROM A STORE ?

    IF IT EVER POSTS...THE BILL ENDING 08/27/2001 WILL BE $0.02...

    MAYBE I'M STUPID, BUT I WANTED TO PROVE A POINT...I ALREADY SENT TWO E-MAILS, AND 2 SNAIL MAILS, AND THEY STILL WON'T BUDGE...$14,500 IS ALL THEY WILL GO, EVEN IF THEY LOSE $900/WEEK!!!!

    Since I have to pay in full every month, I would probably not MAX it out, I just wanted to know that I am a WANTED CUSTOMER.
     
  2. direct

    direct Well-Known Member

    One reason is if the merchant's terminal has not yet settled. It usually takes at least 2 business days from the day the merchant "closes" it's credit card terminal for the credit to show on a consumer's credit account. If for any reason, the merchant's credit card terminal did not "close", the transaction will not show right away.
     

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