HI guys.. I recently applied for Blue from Amex and was denied due to short credit history(3 and a half years) high balance(less than 10%) and a car loan(which I have paid half of it) I did call'em and talk to customer representative he told me that he doesn't see why I was denied i have never ever been late and my score is around 690 probably more... He forwarded my application to another "special department he said" it's been around 48hrs since that and I have not responses yet. 1) what are the requirements for this CC? 2) May I be approved?
The exact requirements are usually pretty secret, so I doubt anyone here will be able to answer your question. Give them five or so business days to respond, then call back. To be fair, a 690 FICO isn't bad (especially with a short history), but AmEx traditionally has high entry standards.
