Discussion in 'Credit Talk' started by JacquiG, Dec 27, 2000.

  1. JacquiG

    JacquiG Well-Known Member

    Hi everyone,

    I applied online for AMEX Blue, and the response was that I will hear in 7-10 days. Checked by phone today, the automated system says it's still being processed and I'll hear something in 5 days (it's already been 5 days, so it's counting down).

    Is this a good sign, or is that just how long they anticipate the REJECT letter to hit my mailbox?! Anyone have experience with AMEX applications?
  2. average jo

    average jo Guest

    No it dosn't mean that it is a rejection.They mostly likely needed to do some verification on your application.My wife applied for a discover platinum,and they gave here a message just like the one you posted,and she got approved for a 15K limit.So maybe their online application is working right for aa instant credit decision.I hope you get the card.Keep us posted.
  3. average jo

    average jo Guest

    I need to make a small correction my keyboard is sticking.Under this"So maybe their online application isn't working right for an instant credit decision" Should read like this instead of my previous post misspelling of the same sentence.
  4. netKat

    netKat Guest

    They are referring to business days, so if you're counting all days, that's one reason it's taking longer than expected.

    Unfortunately, my experience has been that if the online app doesn't go through right away, it's a bad sign. Not 100% bad, but less of a chance for a positive outcome.

    I sure do hope you prove me wrong and get Blue. It's my favorite card! :)

  5. Dani

    Dani Well-Known Member

    I applied for the American Express Blue Card online in December 99. The online system said my application could not be processed at this time and I would receive a reply from Amex in a couple of days. Heard nothing. So three weeks later I called their customer service department to inquire about my pending application and they had nothing on file. The lady I spoke with was nice enough to take my application over the phone. A month later I had a $2000 credit limit and a fixed APR of 12.99%. After six months they will raise your credit limit another $1000 (but you have to call and request it). It is a wonderful card except for its short billing cycle. Give them a week or two and then give them a call. Due to the overwhelming demand of the card it could have just gotten mixed up. Good luck and let us know how it works out.
  6. JacquiG

    JacquiG Well-Known Member

    Thanks for your responses. I'll let you know how it turns out!

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