Another LOC from MBNA!!!!!!!!!!!!! Blue Jewelry LOC is issued by MBNA America. It is similar to Apple Instant Loan. Here is the terms of the LOC:- This account offers a 3 month same-as-cash feature on your initial purchase if it occurs within the first 6 months. Your initial repayment term will start at the end of the same-as-cash period. Finance charges will accrue. If you repay your initial purchase in full by the due date of your statement, we will rebate all finance charges accrued on that purchase. You may prepay at any time without penalty. **Receipt of maximum credit line is subject to income and credit worthiness standards. ***MBNA will set your APR between 12.99% and 27.99% based on your credit-worthiness. The APR is not guaranteed and may change. In most cases, a change in the APR will restart your repayment term and change your minimum monthly payment. There is a 3% transaction fee for all advances on the account, including access checks, direct deposit, and balance transfers (fee: minimum $5; maximum $40). There is no fee for purchases billed by Blue Nile directly to your account. Here is the link:- http://www.bluenile.com/financing.asp?track=c2m1&mod=basic Ron
