I need to vent, but I really donâ??t know what to do with this; fight or ignore. I just received a collection notice from Bureau of Account Management, client: BMG Music Service. You know.. 12 CDs for one penny. I had an account with them three years ago, bought my 4 CDs at regular price within 2 years then cancelled my membership. Or so I thought, now they want $110.64. Now I know that this collection can not show up my reports due to the fact they donâ??t have a SS on me, but Iâ??m about 95% sure that this canâ??t be my account. I donâ??t have anything with my old BMG account number on it that I can find at this time. But this notice has my full name with middle initial which I NEVER use on music or magazines, stuff like that so I can track what kind of mailing lists I get on. I also ALWAYS misspell my last name on propose. My name is full and spelled correctly. This is why I donâ??t think this is mine. Is this worth a show proof or delete letter? This is from the notice directlyâ?¦ If you notify this office in writing within 30 days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. This is so stupid. This really pi$$es me off. According to them they will either obtain verification or a judgment. A judgment for a couple of $15.00 CDs. Please!!! How could they possible obtain a judgment without my SS number? Am I just getting my panties in a bundle for nothing? It just ticks me off that you start to see the light at the end of tunnel to receive some BS notice about CDs.
I can't tell you what to do but I had a similar situation. My ex' wife likes to order things for herself in my name. Sigh.. Anyway, I did dispute...explained it wasn't mine, I had no clue what they were talking about, verify it. I never heard back. Just found out the ex' got car insurance using my ss# cuz she has a bad driving record. Ugh... I'm notifying authorities..don't worry!
And one more totally off-topic ..comment.. Hey, noticed your little "go wings" thing (I made a rhyme) wasn't on your letter... know it was an oversight...man, it's rough about Shanahan... Anyway...our teams are both on the road to the cup...actually, I honestly think the wings are the only threat for us.. anyway,with due respect.....Avs rule!
Re: And one more totally off-t They report to a mail order credit bureau which would never impact your real credit files - big 3. So you couldn't get the Book of the Month in the near future or all that other junk mail. A Cease and desist will eliminate them like a lance in the liver. Regards, Maximus
Re: And one more totally off-t NanaC~ I was so upset about this stupid little thing that I forgot. I know Shanna...that's ok we'll still win. :~) We need to welcome Lord Stanley back to Hockeytown. Desdemona