I got this card about 1 1/2 ago, and I am pretty sure they pulled my TU b/c I looked on my other reports and they don't show an inquiry. I like this card for the points you can get. They are stingy with the credit line at first. They started me out with 1500, and a year later they doubled it, but I had to ask. APR is decent enough too. I don't carry a balance on it, I pay it off every month so I can charge and get more points.
