I called BofA to ask for limit increase and I told him that I need limit increase bwcause I want to balance transfer. He asked me that how much I need to increase. I told him that I need $5000 more to increase. Within 10 secs, he told me that my account was increased to $18.000. They only give me $4700 increase instead of $5000. It is more than the letter said the limit increase up to $15,000.I hope that they didn't pull hard inquiry from my credit report. He told me that he could do the balance transfer over the phone. I told him that I need to dig up the bill to find out the amount. I would rather to write checks or over the web. Ron.
I've come to like BofA quite a bit. Started out with BofA Gold and $7500 and 8.99 BT. After 9 mos, I got a $10K CL and then promptly transferred that bal to Chase. I asked for Plat at that 9 mo. mark and they gave it to me. Called them up a month later and asked if they had any good rates on BT and they gave me 0% + prime, so I BTd some of Chase right back to them. I've had very good dealings with them so far! Congrats on the CL+!
This is very encouraging considering that I got bofa plat only last month. So, I am still on 0%. They gave me 11k cl initially. Will see what they will do next. Did they pull a hard one for 5k cl increase?
I going to apply for a BofA Plat or Gold. What kind of scores are needed for the Plat and Gold? Best regards, Mirage
dwooley, In past 2yrs, they didn't pull hard inquiry for limit increase and they only did the account review. I don't know it this year. Ron.
I got instant decline with a TU of what it was at in my sig or higher, and almost NO UTLIZATION, and I HAD (emphasis on past tense) a checking account(with direct deposit), savings account, and my truck loan through them. I did, however, PFB them and got 5,000 cl Plat but at 12.99% which is my highest. Needless to say, THEY ARE SOCKDRAWERED and I closed my accounts with them, except my loan, and this CC, which I will use for BT's or when they come to their sense and lower my APR.
