I know a friend whom has poor to ok credit....he has maybe 2-3 chargeoffs, and 4-5 lates, but several years of current auto payments, mortgage payment, and credit cards all current. Most of the derog is from several years back. He wants to buy a new boat....probably around 20k, the one he is trading in is worth about 7k, and has no loan on it, it is paid in full.... No cosigner is available...but what company would finance such a venture... Any help would be appreciated.