BofA 4.00% BT IS EXPIRED!!!

Discussion in 'Credit Talk' started by GEORGE, Oct 10, 2003.

  1. GEORGE

    GEORGE Well-Known Member

    IVORY TOWER responded...my PRIME + 0.00% (4.00%) has EXPIRED...that is why my BT (MBNA) was at 8.90%

    Get this--->AS A GOOD WILL GESTURE...THEY WILL TRANSFER IT TO THE 4.00% RATE...(BUT no credit for 2 months for the EXTRA 4.90%)

    I GUUESS IT IS PAY-OFF TIME OR COMBINE WITH WIFE'S ACCOUNT TO MAKE IT ONE "JOINT" ACCOUNT...

    BUT WIFE'S ACCOUNT JUST GOT 4.00% BT (PRIME + 0.00%) CHECKS AND www.easybt.com ACCESS
     
  2. GEORGE

    GEORGE Well-Known Member

    You can now pay off other credit cards at a low variable Annual Percentage Rate (APR) currently 4.00%, as of September 01, 2003, until the balance transfers are paid in full as long as you maintain your account in accordance with your Cardholder Agreement. This rate is variable and is equal to the Prime Rate published in The Wall Street Journal and you pay no balance transfer fees with this offer. (See terms and conditions for details)

    Just click "Continue" below to enter your balance transfer. To review the terms associated with the balance transfer offer you received in the mail, click on the "Terms & Conditions" button below.

    www.easybt.com
     
  3. CardKid

    CardKid Well-Known Member

    George,

    Another card you may wish to consider (if you do not have it already) is Chase platinum. They're offering 0% for up to 12 months (at least my card is zero percent for 12 months). It saddens me to read the trouble you've been having. I hope this helps.

    Also, you could reduce the amount of credit you have to become more attractive to issuers. I last read that you have over 100k in plastic. Banks may be concerned about too much exposure or DTI.

    CardKid
     
  4. jrjr37

    jrjr37 Well-Known Member

    Did they give you your overpayment credit back yet GEORGE?
     
  5. GEORGE

    GEORGE Well-Known Member

    NOOOOOOOOOOOOO

    FAKE 30 DAY LATE ON A CLOSED ACCOUNT

    "JACKED" OPEN ACCOUNT BECAUSE OF THAT FAKE 30 DAY LATE

    APPLIED FOR A SECOND ACCOUNT UNIVERSAL ENTERTAINMENT DENIED FOR THE FAKE 30 DAY LATE ON THE CLOSED ACCOUNT

    NO CLI ON THE OPEN ACCOUNT BECAUSE OF THE FAKE 30 DAY LATE FOR 3+ YEARS

    I HAVE NO 30 DAY LATE---OOOPS WE ARE ARE SORRY

    RE-EVALUATE APPLICATION W/O INQUIRY---NO---THEN FORGET IT---HARD ANYWAY

    LOWER "JACKED" RATE (16%+) ON OPEN CARD...SORRY TOO LATE

    All this happened DURING a 0.00% BT FOR ONE YEAR!!!

    I HAD TO DUMP THEM...IT WAS NOT WORTH THE FIGHT!!!
     
  6. GEORGE

    GEORGE Well-Known Member

    MBNA???

    SORT-OF...but not in the mail...

    They just RELEASED IT!!!

    HELD HOSTAGE 2 WEEKS...

    So "IF" I want it now...IT WILL COST ME $75.00 TO GET IT!!!
     

Share This Page