BofA BT offers!!!!!!!!!!!!!!!!!!!!!

Discussion in 'Credit Talk' started by Ron, Oct 6, 2003.

  1. Ron

    Ron Well-Known Member

    My brother and I both received 4% variable APR until paid offbalance transfer checks plus increase credit line up to $15,000

    The letter said:

    Dear Customer,

    Save money with your Bank Of America credit card ending XXXX by transferring balances from other higher rate accounts using any of our easy ways to save. Additionally,the attached checks can be used at this same low rate just like personal checks to consolidate bills, make purchases or deposit directly into checking account.

    This special offer is just one benefit of your Advantage Account!

    * A low variable rate is equal to the Prime Rate as listed in The Wall Street Journal--currently 4.00% APR as of September1,2003--will apply to any balances transferred or attached checks used by December 31,2003, until they are paid in full.

    * To increase your credit line associated with this offer. We will help you dtermine a credit that meets your needs. Remember - please call to increase your credit line BEFORE using the attached checks.

    In addition to transferring balances, the attached checks can be used just like personal checks.

    Select the most convenient option for you.

    You have three easy ways to start saving:

    * Mail the attached low-rate checks. Remember, they can be used to transfer a balance or used just like your personal checks and will receive this low rate!

    * Log onto www.EasyBT.com anytime to securely transfer your balance online.

    * Call us toll-free at 1.888.249.2302, 7 days a week 8 am to midnight, E.T.

    Whether we are serving your day-to-day banking or credit card account, we are honored to help you meet your financial needs, Choose the option that's easiest for you and start saving now!

    Sincerely,

    Charles J. Foster IV
    Senior Vice President
    Bank Of America, N.A. (USA)

    Ron.
     
  2. Ron

    Ron Well-Known Member

    My brother just called to ask for limit increase. He told her that he need limit increase for the account because he need BT. She told them to wait for a mintue for reviewing the account. She came back to tell him hsi BofA credit account has been increased to $15.000. She can do BT over the phone by telling the amount and the creditor's name. My brother told her that he need some time to dig the bills. I haven't called them to ask for limit increase yet .

    Ron.
     
  3. GEORGE

    GEORGE Well-Known Member

    WIFE got the 4.00% checks in the mail SATURDAY...BUT NO LIMIT INCREASE (we are already at $20,000 on that account)

    I was told after $15,000 "THEY" slow down...BUT THEY DO SAY THEY GO TO LIKE $100,000!!!
     
  4. willgator

    willgator Well-Known Member


    ya I'm at 32,500 no slowdown yet will keep you posted.....
     
  5. GEORGE

    GEORGE Well-Known Member

    BUT THEN----->UYGF<-----
     
  6. GEORGE

    GEORGE Well-Known Member

    I'm debating "IF" I should do another 1/2 BDD with BofA...or just COMBINE OUR 2 "INDIVIDUAL" ACCOUNTS INTO ONE JOINT...

    Mine is a year older than hers...BUT she has a better limit than I do and I am AU on hers...
     
  7. GEORGE

    GEORGE Well-Known Member

    I take a "HIT" on my F.I.C.O. either way "IF" she owes anything...
     
  8. Hedwig

    Hedwig Well-Known Member

    Not just you, GEORGE!

    I also got offers for prime for life, but no CL increase.
     
  9. willgator

    willgator Well-Known Member

    GEORGE how are they about giving second card when first card has a big cl ....
     
  10. 8004me

    8004me Well-Known Member

    I got the 4.00 % checks no mention of an increase it has been 9 months perhaps now is the time to call
     

Share This Page