At how many months will both of these credit card issuer automatically increase your credit limit? Oh, add to the list Amex Delta Skymiles. Really want an increase, but don't want to request one in fear of an inquiry.
Bank of America never increased automatically. You have to ask for an increase. Sometime they pull CR, sometime they don't. Timeframe: 1st time after 9 months, then every 6 months. Chase will increase without asking but only for few hundred $. If you need few thousand $ you need to put in request and they will pull TU or EXP or both. Timeframe: every 6 months.
i feel these Co. have many rules,because BofA was at one time given me high lines of credit increase with out asking I now have close to 30,000 $$$$ from them so now I get the No,. Now chase has never given me a credi increase . They have sent I transfer a Bal I get a 3,000 increase but I never did . So I got no increase.
