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BofA credit Card

Discussion in 'Credit Talk' started by Jeffrytow, Jun 28, 2003.

  1. Jun 28, 2003 #1
    Jeffrytow

    Jeffrytow Member

    Applied for platinum Card on-line unable to approve do to:Number of inquiries last 5 months and Net Fraction revolving Burden. Should I talk to them direct or wait 6 months and try again? Scores 685-705. Thank you
     
  3. Jun 28, 2003 #2
    Nightlifer

    Nightlifer Well-Known Member

    Send them a reconsideration request via planetfeedback.com. A lot of people have had good luck with that.
     
  4. Jun 29, 2003 #3
    cibomatto

    cibomatto Well-Known Member

    out of curiousity.. how many inquiries did you have??
     
  5. Jun 29, 2003 #4
    Jeffrytow

    Jeffrytow Member

    Three in the last 12 months.
     
  6. Jun 29, 2003 #5
    cinderella

    cinderella Well-Known Member

    That's strange they turned you down for three inq's. I had 4 inquiries and was approved, but my FICO was about 750 on TU at the time.

    I would definetely do a reconsideration, I have heard great things about Robin with PFB.
     
  7. Jun 30, 2003 #6
    exotic

    exotic Well-Known Member

    :)
     
  8. Jun 30, 2003 #7
    thickman66

    thickman66 Well-Known Member

    that is weird..I had about 12 inquiries in 6 months and got approved for $6300..Score was under 700 and they pulled exp.
     
  9. Jun 30, 2003 #8
    exotic

    exotic Well-Known Member

    Re: Re: BofA credit Card


    What state do you live that they pulled EXP? =)
     
  10. Jun 30, 2003 #9
    thickman66

    thickman66 Well-Known Member

    Re: Re: BofA credit Card

    Georgia
     
  11. Jun 30, 2003 #10
    rocket1977

    rocket1977 Well-Known Member

    Re: Re: BofA credit Card

    BOA pulls EQ in Louisiana
     
  12. Jun 30, 2003 #11
    Jeffrytow

    Jeffrytow Member

    Re: Re: BofA credit Card

    Pulled Transunion Californa.
     
  13. Jul 1, 2003 #12
    LosAngeles

    LosAngeles Well-Known Member

    Re: Re: BofA credit Card

    They pulled experian in California, Los Angeles. I applied at the bank tho, if that makes a difference.
     
  14. Jul 1, 2003 #13
    cibomatto

    cibomatto Well-Known Member

    Re: Re: BofA credit Card

    they pulled TU in VA for me...


    Hey has anyone logged into their Website?? Its seems so unstable...
     
  15. Jul 1, 2003 #14
    thickman66

    thickman66 Well-Known Member

    Re: Re: BofA credit Card

    I logged in today and everything was fine.
     
  16. Jul 1, 2003 #15
    cibomatto

    cibomatto Well-Known Member

    Re: Re: BofA credit Card

    maybe its my web settings.. *shrug*
     
  17. Jul 2, 2003 #16
    Mike2

    Mike2 Well-Known Member

    I got the promotional letter a month ago, decided what the hay, and got approved for $1000. They pulled Exp on me, and my score that day was 640.
     

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