Denied for BofA prequalified gold card today. At least I get another 60 days of free Experian credit reports.
I applied for BofA Gold online and was instantly denied. I have been a BofA account holder for 13 years. I had entered my account info, but was still denied. About two weeks later I received a pre-approved offer for a Gold Visa. "As a valued Bank of America accountholder......." I have a fixed intro APR of 1.9% on purchases and balance transfers until Nov 2001. Not bad, I guess someone looked over my original online application that was denied and offered me a card anyway.