Re: Re: Re: Re: Re: Re: BofA Denied too much: you are absolutely right. now.... SHUT UP. youare attacking too many people here, and rubbing alot of us on the wrong side. This is not because your advise is incorrect or nearsighted, its that you should be a little more sensitive to other people's posts. for the record, the situation I posted about which started this thread, is NOT a question of getting into more debt at all.
Re: Re: Re: BofA Denied for Unique Code George I think you may need Prozac ). If you talk to your credit card issuers like you type to the people here, there's no wonder why they are jacking up your interest rates -- they want you gone.
Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code You lost me here too much. I carry credit card balances because I only get paid once a month, and charging everything to credit cards is how my lights stay on, my food is inthe freeezer, etc. Upon getting paid, I pay iff all my balances. Also, using my credit cards will allow me to get a decent mortgage rate or auto rate in the future. I do not have $50,000 to pay cash for the car I want -- BMW M3 )
Re: Re: Re: Re: Re: BofA Denied for UYGF = G eorge H as H igh R ates O n H is C redit C ards B ecause H e N eeds P rozac
Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code Then you do not carry a balance, right? Still, if your financial plan is so short-sighted that you can only pay your electric bill with a credit card, you need to begin to think differently...or get used to the idea that you'll always be poor. If you want a BMW, you aren't going to get one by doing what you're doing. You need to begin to think differently. Or, is it simply your goal to get your credit to the point that you can finance a car that you clearly cannot afford? Anyone can become a millionaire. Anyone. All it takes is a valid plan.
Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied Unless you are a millionaire or old as dirt, and have a house, you are in debt also.
Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code If you would not be such a jackass you will see I only get paid ONCE a month. I get paid on the last day of every month. Not twice a month, not every week. All my bills become due BEFORE the 31st. Also, I want build credit so I will be able to buy my car and house. No credit = higher interest rates. Why does it matter if I use my credit cards to pay all my bills they pay off my balances in full? Ad you are absolutely right, you know so much about me. I will be poor all my life even though I just graduated from law school, and since I am in top 15% of my class will demand a pretty high salary. You may be rich, but you are ignorant apparently. Sorry, I actually defended the likes of you.
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code You're completely missing the point. If you do not have the money to pay your day to day bills, it's because you have poor planning skills. If you would put down your defenses, and pick up a few books (or read a few websites), you could turn your whole situation around in a few months. Living paycheck to paycheck is pointless and frustrating. No one has to do it. Educate yourself and live with a lot less stress... Or, continue down the same path and struggle.
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code You are giving me advice to "eductae myself" and read books?!?! I am sorry, but whatever salary you make is what you have to deal with. Living paycheck to paycheck is frustrating, I will give you that. HOWEVER, if you would actually read my posts you will see I will not have to do that much longer. I just graduated law school and should be making a decent salary soon. Yes, I will probably need to finance my house and dream car, but I do not care. If being a millionaire will make me like you, I rather do without the money.
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code WHY DO YOU KEEP ON RESPONDING TO SOMEBODY THAT DOES NOT BELONG ON A CREDIT RELATED WEB SITE??? [IGNORE] needs to start----->nocreditdontwantany.com ...or----->cashandcheckonly.com
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code So much anger. Judging by some of your posts, it appears that you have debt problems. Those problems are not anyone's fault but your own. They exist because you don't understand how to set up a responsible financial plan. That is not my fault. Aren't you the one who fell for Lexington Law's scam?
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code Many people ask the same question when you receive a reply.....
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code I think y'all should either buy whatever he's selling, or put him on ignore. All he does is tell people how wrong they are (in a very condescending manner) - I wonder what he's doing here. Strange way to interact. Kind of passive aggressive. I wonder why he doesn't give real advice.
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code I was giving real advice. Rocket was trying to silence me for giving sound, responsible advice concerning debt and personal finances. Judging by Rocket's posts, he/she has no idea how to mange their money, so I was suggesting that they pick up a good book on the subject, so that someday they could possibly afford their dream car. According to Rocket, he/she transferred non-secured CC debt to Student Loan debt. Is anyone here going to suggest that doing so is a good idea? http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=320400#post320400 This board is about helping people. It's not about patting them on the back for doing stupid things. Sometimes, the best help comes in the form of a kick in the butt.
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: BofA Denied for Unique Code You will be unable to "help" anyone when they ALL ignore you.