Made a call to them today after just 9 months with them and they gave a $2500 limit increase just for asking. Also offered a 4.00% BT for the life of the transfer. Unfortunately, I didn't have a balance on another card to transfer The lady also offered to upgrade my gold card to Plat, but she said they'd have to run credit for that. I decided not to go that route and to just be satisfied with the CL increase. Props to BofA...for now.
GOLD TO PLAT----->A HARD??? ILLOGICAL!!! They "CAN" look at their "INTERNAL" records all they want...BUT A HARD??? Congratulations on the $2,500!!!
Congrats on the increase!! I really like BofA, but they are a strange breed some times. I called for a credit limit increase recently and informed the rep I did not want a hard inquiry. It took her all of 5 seconds to offer me a $3,000 increase. I then asked about a balance transfer rate. She stated all that was available at this time was 9.9% which is my current apr? Oh well. I still love em.