Bank of America called this afternoon for my husband. . I am guessing in response to our 12,000 account being paid off. I really like Bank of America.. their online service, friendly CR's. I would like to use them again but two problems I am getting 0% between two Discover cards on balances of 6000+8300 until Dec and Jan. My question how much power do I have to negotiate a credit increase and a match of the 0% rate until January. I'd hold out for the prime +0% there after. Or should I just decline whatever they offer and contact them again in the fall of the year? Cherie
