I just got approved on the 26th of April and it's already reporting on Experian. I just received the card on Monday of this week (May 7th). That's fast.
I know this is bad but I really don't know off the top of my head. I actually received the card on Saturday looked at the paperwork too closely. I'm in the last two weeks of school and am preparing to go home for my sisters wedding in a few weeks. My limit is $3800 that I do know. I haven't used it yet, I am waiting until I go home and will only use it if I really need it. I'll check this weekend. I have school tonight.
Molly, They are really fast about posting mailed in payments too. I just wish I could access my account on the web. You can if you have a checking account (I think), but it won't let me with a credit card.
If you go to this URL: http://www.bankofamerica.com/cardaccess/index.cfm?template=ccol_get_started.cfm you can access and pay your BOA credit card account on line...I don't have a BOA checking account, and I can. You will have to enter the bank routing info each time you pay, but that isn't too difficult.
They also update each month to each CRA. SO don't be freaked when you pull a report and see where they make a soft inquiry each month. They are very good at updating and checking each month.
molly, I have both credit cards and checking with BofA and I made payments by transferring funds from checking to credit cards on the Bof A account online. They posted it to my credit cards in next business day. Ron.
