I understand that Bank of America typically pulls from TU, however I see this is not always the case. My guess is that it depends on what state you applying from. If that is in fact true, do you think that if I applied on-line, the odds are they will pull from TU, or is it a toss up. In Arizona, it looks like they pull from EXP (according to whopulledmycredit.com) But if I applied online, would they pull from TU ? Thanks Cody
I honestly don't think there is a method to their madness if one CRA is used over another. There are times that certain CC will use whoever gives them a better rate. If you don't want to burn an inquiry than wait and see or call B of A and asked. (Who knows they may even give you an honest answer). I do know that the website has Bank One in my state pulling EX but I do know someone who was denied and they pulled TU. He applied via application at a branch. Best regards, Mirage
BOFA pulls Experian for us Arazonians. If you run into an issue, post it here. Chances are, someone has gone through it. Also, you always have the resource of Planet Feedback. Good luck. CardKid
Deputy, Looking at my Experian copy, I see that BOFA pulls from an address on Buckeye Road in Phx. CardKid
