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BofA....still pending

Discussion in 'Credit Talk' started by bgolden, Apr 19, 2002.

  1. Apr 19, 2002 #1
    bgolden

    bgolden Well-Known Member

    Applied on the 16th. How long does it take to get an approval or denial?
     
  3. Apr 19, 2002 #2
    jmart

    jmart Well-Known Member

    I'm thinking of applying for a B of A card.. Please let me know how it turns out.. Which card did you apply for? What TU score do you have? (I believe they always pull TU)..

    THANKS!

    -Jmart
     
  4. Apr 19, 2002 #3
    bgolden

    bgolden Well-Known Member

    I applied for the U S Airways card because I thought it would be easier to get.

    My TU score is not very good but I have paid off alot of cards and had my last 2 negatives removed a month ago. So hopefully it will go up.

    In addition to my BofA question about approvals, how long does it take for TU score to reflect changes?
     
  5. Apr 22, 2002 #4
    Candi

    Candi Well-Known Member

    I did the online application on the 19th and mine is still pending too. TU is my best report, all clean but a $68 medical bill from 2 years ago (unpaid) and no inquiries. My score is 734. I hope I get it cause I really need a prime card. Fingers crossed for you too.

    Candi
     
  6. Apr 22, 2002 #5
    bgolden

    bgolden Well-Known Member

    I called today and mine is still pending also, but she told me I should know in 48 hours. I dont know who they pulled but my reports are clean, my problem is my scores are not the highest. My Equifax and Experian are in the low 600's. Equifax is around 632, but TU is my lowest, around 512 last I checked and I have no idea why.

    So I did not apply for their best card, because of my scores. Everything else looks good, so we will see.

    Let me know If you get approved.
     

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