Okay, I am going for my next cc with a TU Fako of 766, I can't get my real fico. I tried applying online and one of the things I was denied for was too many inquiries (I have 3) and number of accounts paid?? What is on my credit report 1 paid ca, 3 years old 1 open account FCNB current/never late 1 closed nextcard paid/never late WTH, is there a way that BofA will reconsider me?
I got BofA Plat w/ 2 years, seven months history back in January. I'm guessing the collection is what is holding you back. Have you called for a reconsideration yet?
No I PFB to see if someone would contact me in regards to this. The oldest tradeline is 1994. The paid CA is over 3 years old.