Started getting impatient on my latest dispute with TransUnion, so I decided to give them a call. I disputed my seven separate student loans in an effort to get the 90 day late in 1/2001 removed. My loans were in deferrment at the time and Equifax and Experian have already made changes to reflect accurate payment history. Imagine my shock when the rep said that the dispute is going to come back verified! WTF. The rep said that student loan disputes like mine are very common and that I should contact Sallie Mae and get them to fax a letter to the bureau to correct my report. Duh! Isn't like that their job? Also, with only 9 days left in my dispute, my Americredit dispute still has not been verified. I am trying to get 1 30 day late off of the report. This was back in 12/2000, but I have the money order receipts of all my payments and they show that I have never been late. And the $100 piece of crap Providian Visa that I had and closed still has not verified. On 4/15, I am planning on calling TU back to see what the results of the dispute will be. TU tends to delete things they can't verify, no matter if it good credit or not. I don't want to lose two potentially perfect tradelines, but I was kind of hoping the student loans would have been corrected. We'll see. EQ-565 EX-594 TU-525
