I got a mailing today from "Preferred Cardholder Division, New VISA and MasterCard Accounts Department". The outside of the mailer is like one of those security envelopes an ATM PIN might come in that you have to tear open on the side and slide out the contents. On the front it says "A New VISA or MasterCard is reserved for:" and then my name and address. Inside is a check for $3.25. To cash it, they want you to put your credit card number on the back and sign the check. When you do, you are signing up for their credit card registration service for $74.96 a year with automatic renewals. Reading the fine print, after you sign up for their card registry service you will get an APPLICATION for a visa or mastercard which "Our records indicate that there is no savings account or security deposit required as a condition of receiving your new card." This website has a picture of the same "check" I got: http://u2.netgate.net/~docbob/checkscam.html Strange though that if this guy cashed his check, he'd get 84 months of service for the same price I'd pay for a year. I wonder what they would do if I cashed their check without putting a credit card number on it?
Wow.. I was doing a search for these scum and came across this site that offers mailing lists for sale: http://www.listdata.com/ListCategory.cfm?ListCategory_ID=29&SortBy=0 Pay close attention to the "web based credit repair" list at the bottom.
Geez, look at the discription given for this mailing list! Description: "Looking For Credit" is filled with consumers who tried to purchase a credit repair package via a telemarketing sales call. They paid for the credit repair package with a $149.00 check draft, however, the transaction did not clear. The Looking For Credit file offers an excellent opportunity to reach individuals trying to re-establish their credit. They are great prospects for all credit offers, low-end general merchandise, contests, lotteries, book and CD clubs, insurance, sweepstakes and more!!!
Worked for me just now: Here's the description for the "web based credit repair" list: Description: These highly responsive credit card seekers are actively working on their credit repair. After searching the web, they responded to a credit repair offer, spent time and money trying to restore their credit. These consumers are actively seeking credit and credit related offers and are extremely responsive to other direct mail/telemarketing programs.
Minimum 5,000 Source: Internet Generated Unit Of Sale: $99.95 Gender: Male 55% Female 45% And I feel like a number. -0413
OMG: Check this one out!! Description: These individuals responded to a Psychic Power Infomercial to find out how to receive credit help. With their first call they received the first 15 minutes of advice for free, and qualified for a credit card with a limit of $500 to $600. These individuals paid a $49.95 processing fee, paid for by Debit Card over the phone or by Check/Money Order by mail. The callers continued to receive additional psychic advice for a $10 per month fee. And look who uses this list!! Continuation Usage: Consumer Advantage Credicorp, Inc. DTS First Premier Bank Galaxy Communications Midwest Card Services National Bankcard Applicants National Magazine Exchange Physicians Mutual Insurance Co. Hehehe.. First Premier Bank and Credicorp!!!
Sheeeeesh. That's hillarious...Everyone knows you don't get real psychic credit advice over the phone, you have to use the CB radio - channel 15 ask for Tszaza Goosh LOL
