Just when I was about to quit, I received TU and Equifax updates -- each with four deletions. Many of these deletions had been previously verified, including one that was incorrectly reporting as "repo" instead of discharged. My credit reports are all now much shorter than when I started with BR. So I guess I'll stay with Bradley, Ross for a few more months. Heck, now maybe I'll even check to see what my FICO is. I hope that in less than a year I'll be a homeowner. ShyGuy PS -- Sorry I haven't been around for a while. Been swamped.