Again my thanks to you both for your help, I will go to the creditnet site I think I was there once today but probably didn't navigate properly. I have found one site that you may not know about (probably do) I found it very helpful in outlining the basics in plain words. Maybe it will be helpful to have on hand when you get another dummie like me. http://www.prairiestatelegal.org/pubs/owe/index.htm Also I found the civil Justice-Network Participants, they are in Maryland. http://www.law.umaryland.edu/civiljustice/parts.html at this site they have a long list of attorney's, only a few listed for consumer debt. I e-mailed two of them and one has e-mailed me back, but won't be in the office until tuesday but gave me her voice mail number if I needed to talk to her immediately.....really nice huh! Anyway the site is "Equal Justice" just wanted to share, incase you don't know the site. I am still searching the web trying to learn but I think I am pretty much a dead soldier! Anyway I won't give up even if I have to go into court and face the pros. (serve them right if I pee my pants) Anyway will be back to bug you guys you can bet.....many many thanks for your help. TML
here it is http://www.lanecountylegalservices.org/Offices.htm http://www.osbar.org/legallinks/legalhelp/FreeAndLowCost/LegalAid.html
Re: here it is Don't give up! Just remember, if it were going to betotally easy, your creditors {all of them} would have moved long ago! Hopefully you can find some help.
