How does the prepaid plan you sell operate? The one offered by my credit union is $50/year. I receive unlimited one-hour consulations and 25 percent off any other services from a participating attorney. Is yours similar? What about "pre-existing" conditions? Is a pre-existing that my insurance company is denying a claim, so now I want an attorney to write a letter complaining about it? Is it pre-existing that my credit report is wrong and I want to talk to an attorney about my rights and options? Is it pre-existing that my wife was in a fender bender and I want to talk to an attorney about how to deal with the insurance company? (In none of these matters has any legal matters been taken.) Anyway, my CU's plan sounds like a good deal, but I have nothing to compare it with. Your insights would be great.