Breeze, I am buying a new car and I wanted to go with a new insurance company, so I got a few quotes (insisting on no inquiries of course). Geico was by far the lowest rate! (Previously when I had received a quotes from them that was not the case - but that was a couple of years ago). I insisted on no inquiry, She said she would put down "refused". She gave me the quote, issued my policy, faxed the binder to NMAC, and faxed the insurance card to the dealer, took my credit card payment for the premium, and was wonderful to work with. She did this all in one call. It could not have been easier. They have mechanical breakdown coverage as well which sounds great. I also got a quote for the umbrella policy which i will probably take. I'm buying a 2002 pathfinder. I'm taking 0.9% for 3 years. I can't wait until I pick it up!
Does this work with other coverages such as Renters/Home owner's insurance? Or are credit checks required for those?
I don't think you can get around it for homeowner's and renter's. If anyone has found a company that will not check credit for those policies, please post!
