Cool Capital One number 1-800-903-3637 for me - I am in VA, their home state, but I imagine you can get through on this number also. Orchard Bank, I don't have a number for - looked on their website, nothing there but email contact and fax number. Try 1-800-555-1212 - information for 800 numbers. Maybe someone else has it?????? Providian lowered my interest rate - this is my first round of trying, got 19.8%, on Visa. They wouldn't lower it on MC. Bet they will reconsider when I transfer that balance DMB lowered me to 14.74% from 19.9%. Household bank (the flashing one on this site, with the 2.9% or 3.9% BT offer), declined. I don't know what CRA they checked - waiting for the letter. That's OK, cause Citibank likes me Good luck! breeze
Orchard is 1-877-433-9789. My account's been closed for a year, but this is the number on my last statement. Hope it's still good...